Micro credit approved in 1 hour

Anyone may, one day or the other, need to borrow 500, 700 and even 1000 USD, and it is quite naturally that one then thinks of calling on his bank or a credit organization . The latter do so much publicity that it is difficult to ignore them, so when a funding need arises, a request is made, which seems simple, and which can nevertheless prove to be relatively complicated, even for sums such as 500 USD.

And if it turns out to be complicated, it is simply because all these banks and all these personal credit organizations have very strict approval criteria, and that they ask for numerous supporting documents which, for many, are rather useless. We must therefore complete an extremely precise questionnaire, provide a mountain of documents, then send a complete file to, very often, receive a negative response. These refusals are due to the many criteria that the banks take into account and which make you either a good payer, or a person in a fragile situation who will not be able to honor his new debt, without ultimately taking into account your true repayment capacities.

If you wish to obtain a loan of 500 USD without inflicting all these constraints and the frustration of a refusal, call us and opt for a loan between individuals, whose approval criteria are clearly different.

How Microcredit Works

How Microcredit Works

When you call on a bank or a credit institution to obtain financing, you must be impeccable, whether in your personal, professional and financial situation. Thus, all those who are found in the Banque de France, whether at the FICP or the FCC, are systematically turned away from the benefit of a loan, even if it is only 500 USD. Banks have the legal right to lend you money when you find yourself in this situation, but they will never take the risk of trusting you. As part of the loan between individuals, these files are not consulted, there is therefore no discrimination, your loan request of 500 USD will not be refused on this simple criterion.

Likewise, banks and credit organizations take a very close look at the situation of people who are unemployed, in long-term illness, disabled or even retired. These people, whose income is considered unstable, are estimated to be in a fragile financial situation, and very rarely obtain the funding they need. When you apply for a loan between individuals, these situations are not in any way blocking the obtaining of your credit.

People who work in temporary work, who are on fixed-term contracts or even part-time encounter the same obstacles, as are those who work on permanent contract on a full-time basis, but who only receive the minimum wage. Their income and situation are considered too low or too volatile to inspire confidence, and most loan applications are turned down.

All these criteria that banks and credit organizations apply and determine as decisive in their choices to grant you your loan block you, so in this case, call us and the loans between individuals that we offer.

Why borrow a microcredit

Why borrow a microcredit

The loan between individuals works on the same principle as a loan taken out with a bank or a credit institution, which means that one can finance absolutely anything one wishes. With a loan of 500 USD, you can for example do some work in your home or redo the decoration, you can also finance the purchase of a new appliance or a vehicle essential for everyday life, and especially to search work or just get there. You can also choose to pay a large bill that your budget alone cannot afford, or settle debts. The loan between individuals can finance everything according to your need, without any proof.

Is it quick and easy to apply for a loan between individuals?

Is it quick and easy to apply for a loan between individuals?

Since our approval criteria are different from those of banks and credit institutions, the loans between individuals that we offer are simple and quick to obtain.

First, you must fill out the form on the site, then once all the fields have been completed, you just need to submit it online. A team of professionals in personal loans will then take care of your request and study your financial situation. It is on this criterion that will be determined your repayment capacity, in this case the amount you can borrow, and especially the monthly payments that your budget is able to support. Our first principle is to grant you a loan that you can repay, not to grant you an amount and repayments that you can never assume financially, and thus to put yourself in a situation that would lead you to over-indebtedness.

As soon as your file has been studied, we will be able to send you a loan offer. This will show clearly and in detail the amount you borrow, the amount that will cost you your loan of 500 USD, the monthly payments requested as well as the duration of the loan. You can then accept or refuse this offer if you feel that it does not suit you.

What are the advantages of using our services?

What are the advantages of using our services?

First, you save yourself the cumbersome approval criteria of banks and credit agencies. With our personal loans, everyone, without exception, can apply for a loan, which represents a rather considerable advantage.

On the other hand, our loans carry the lowest interest rates that can be found to date. Consequently, even people who are not turned away by the banks find it in their interest to call on us, because a low interest rate implies lighter monthly payments and a significantly shorter repayment period. So you have nothing to lose by calling on us, but everything to gain.

Example of reimbursement of 500 USD

 

• 500 USD over 3 months = $528 
• 500 USD over 6 months = $693 
• 500 USD over 12 months = $720